Terms of Use and Privacy Policy


TERMS OF USE

HomePlus Finance Corporation is pleased you have visited our web site ("Site"). Please understand, however, that the content on this web page is informational in nature only. Moreover, this web page is not an advertisement to the general public and is not intended for review by consumers or any member of the retail public. This Site is designed for remodeling and design/build contractors only. This Site and the content in this Site does not constitute an offer or commitment to lend funds or purchase contract receivables or retail installment contracts. Terms offered by HomePlus to purchase a contract receivable or retail installment sale contract are subject to change without notice and may not be available for every finance transaction. Use of this Site is subject to the Terms of Use of this Site.

Any links contained on this Site are for the use and enjoyment of our contractors. HomePlus does not intend such links to be referrals or endorsements of the linked entities, nor do we warrant, endorse or approve any linked information or entity; and the existence of any particular link is simply intended to imply potential interest to the reader.

All Content on this Site ("Content" is the text, graphics, design and programming on the Site) is the property of HomePlus, or the property of third parties as indicated, and is protected by U.S. copyright and international treaties. You may not reproduce, modify, display, sell, or distribute the Content, or use it in any other way for public or commercial purposes. HomePlus does not assume any obligation for the accuracy, completeness, or truthfulness of any of the Content of the Site.

You may not send unsolicited commercial email to the email addresses provided on the Site, other than in the ordinary course of business with HomePlus. The posting of email addresses is not to be construed as, and does not constitute consent to use of them by any seller of services, any compiler of mailing lists, or any other non-authorized use without prior permission from HomePlus. In addition, spam, chain emails, advertising solicitations and similar email solicitations are expressly prohibited.

Your agreement to the following disclaimers and limitations is a material inducement to HomePlus, to permit you to access the Site. Your use of the Site, and the obligations and liabilities of HomePlus in respect of your use of the Site, is expressly limited as follows:

THE SITE IS PROVIDED "AS IS" AND WITHOUT ANY WARRANTY WHATSOEVER. PLEASE SEE OUR LICENSING PAGE FOR A DESCRIPTION OF STATES IN WHICH HOMEPLUS CONDUCTS BUSINESS. THIS WEB PAGE IS NOT INTENDED FOR USE OR VIEWING IN ANY STATE IN WHICH HOMEPLUS DOES NOT ENGAGE IN, OR IS NOT LICENSED TO CONDUCT IT'S BUSINESS. HOMEPLUS DISCLAIMS ANY AND ALL EXPRESS AND IMPLIED WARRANTIES WHATSOEVER, INCLUDING WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.

IN NO EVENT SHALL HOMEPLUS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA, LOST EMPLOYMENT OPPORTUNITY, OR BUSINESS INTERRUPTION, RESULTING FROM THE USE OF OR ACCESS TO, OR THE INABILITY TO USE OR ACCESS, THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT HOMEPLUS IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

These terms and conditions are governed by the internal substantive laws of the State of California, without respect to its conflict of laws principles. Jurisdiction for any claims arising under these terms and conditions shall lie exclusively with the state and federal courts within the State of California. If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect. The failure of HomePlus to enforce any part of these terms and conditions shall not be deemed a waiver thereof and shall not prevent its later enforcement.


PRIVACY POLICY

We're committed to protecting your right to privacy. In keeping with that commitment, we are providing you with details about the information we collect while doing business.

When you visit our site

When you visit our Site, you will be assigned a permanent "cookie" (a small text file) to be stored on your computer's hard drive. The purpose of the cookie is to identify you when you visit this Site so we can enhance and customize your online experience.

You can choose to browse our Site without cookies, but without these identifier files you will not be able to take advantage of certain features of the Site and you may not be able to log in to the secure areas of the Site. Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences.

We also collect certain technical information from your computer each time you request a page during a visit to our Site. This information may include your Internet Protocol (IP) address, your computer's operating system, browser type and the address of a referring web site, if any. We collect this information to enhance the quality of your experience during your visit to this Site and will not sell or rent this information to any third parties.

We may also contract with third parties to provide us with data collection and reporting services regarding our contractors' activities on our site and to track and measure performance of our marketing efforts. These third parties may use cookies and may receive anonymous information about your browsing and buying activity on this Site. None of your personally identifiable information (such as your name, address, email address, etc.) will be received by or shared with these third parties.

When you submit information to us

Information you submit to us via the Site is stored on a secure server to allow us to process business with our contractors more quickly.

When you choose to receive e-mail from us

From time to time you may receive e-mailed information about our products, promotions, and services. In addition to receiving e-mail from us, you may occasionally receive special mailings from us and/or from reputable companies whose products may be of interest to you. To remove your name from our e-mail list, please click the "unsubscribe" link at the bottom of any promotional e-mail or send a blank e-mail to unsubscribe@___________________.

When you enter a contest or complete a survey

Contests and surveys provide us with an opportunity to improve our product offerings, and enhance our Site and services. While we do not release specific information about survey participants, we may provide interested third parties with aggregate data (such as user demographics) and may occasionally e-mail our participants about special offers and site updates. If you prefer not to receive e-mail from us, please click the "unsubscribe" link at the bottom of any promotional e-mail or send a blank e-mail to unsubscribe@___________________.

When you click on a link in our e-mail communications:

In order to create a better electronic community, we may collect specific user profile information, such as the referring URL. This information is used to identify broad demographic trends that may allow us to provide you with information tailored to your interests. You will not be personally identified from this information.

When you request a log-in name

You can choose a log-in name and password when you access secure areas of the Site. This will enable online order tracking and allow us to save your information so you won't have to re-enter it every time you submit information to us.

When you leave our site

We have no control over the privacy practices of sites outside our domain. If you follow a link to another web site, read the site's privacy policy and contact the site's administrator with your privacy-related questions.

� HomePlus Finance Corporation 2007. All rights reserved. Formed in the State of California. "HomePlus" and "HomePlus Finance" refer to HomePlus Finance Corporation and its related entities.